Investing

One of life's aspirations is to generate wealth for the future also known as investing.  Nonetheless, investment requires tough decisions regarding an uncertain future.  Here are a few facts about investing for any beginner. 

• The complexity of investing is that there are so many asset classes with varying levels of returns and volatility.

• Your investment goals and objectives shape the type of asset class one selects for a portfolio.

• Usually asset classes with higher returns will also have higher volatility.

• Investments don't always appreciate as things could go wrong, but with diversification, the risk of losing one's entire investment is minimised. 

• Creating a portfolio or investing in one creates a safety net for investors.